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- UM-sponsored programs are covered by the university’s insurance. No additional coverage is required.
- Non-university-sponsored programs using U-M’s facilities are required to obtain insurance naming the Regents of the University of Michigan as an additional insured for the limits set forth below:
| Line of Business | Per Occurence Limit | Aggregate Limit |
|---|---|---|
| General Liability | $1,000,000 | $3,000,000 |
| Directors & Officers | $1,000,000 | $3,000,000 |
| Auto Liability (if transportation is involved) | $1,000,000 | $3,000,000 |
| Sexual Molestation | $1,000,000 | $3,000,000 |