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  • UM-sponsored programs are covered by the university’s insurance. No additional coverage is required.
  • Non-university-sponsored programs using U-M’s facilities are required to obtain insurance naming the Regents of the University of Michigan as an additional insured for the limits set forth below:
Line of Business Per Occurence Limit Aggregate Limit
General Liability $1,000,000 $3,000,000
Directors & Officers $1,000,000 $3,000,000
Auto Liability (if transportation is involved) $1,000,000 $3,000,000
Sexual Molestation $1,000,000 $3,000,000